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Getting a Mortgage just got easier?

Getting the mortgage you need may have just got easier.

The Bank of England has scrapped an affordability stress test which was part of  Mortgage borrowing rules.

The "stress test" forced lenders to calculate whether potential borrowers would be able to cope if interest rates climbed.

If you couldn't prove you could cope with higher rates you may have been turned down for a mortgage - even if you could easily afford the mortgage payments on the mortgage product you applied for.

With the test scrapped it means a better chance of securing a mortgage. Particularly it will help the self-employed or freelance workers.

Want To Learn More?

Please free to contact the Sowerbys team via mortgages@sowerbys.com to book no obligation mortgage advice appointment, with our expert mortgage advice partners, Broadland Consultants.